Jingdezhen: the maximum provident fund loan amount is 700,000 yuan/household, and the minimum down payment rate is 20%

Yesterday 18:30 (GMT+8)
EqualOcean

Jingdezhen Municipal People’s Government Office of Jiangxi Province recently issued the notice on the printing and distribution of several measures to promote the virtuous circle and healthy development of the real estate industry). In terms of increasing housing provident fund support, the notice states that the housing provident fund lending limit will be raised moderately. For working families who meet the loan conditions of the housing provident fund in Jingdezhen city, if they buy new ordinary commercial houses in the central urban area, the maximum limit of the single worker loan will increase from 350,000 yuan / household to 500,000 yuan / household; The maximum limit of employee double loan is increased from 500,000 yuan/household to 700,000 yuan/household. At the same time, reduce the proportion of down payment. The minimum down payment rate for employee families buying new ordinary commercial houses and using the Housing Provident Fund loan for the first time is 20%; The minimum down payment rate for families of employees who use the housing provident loan for the second time is 30%. The minimum down payment rate for employed families buying second-hand houses and using the housing provident fund loan for the first time is 30%; The minimum down payment rate for families of employees who use the housing provident loan for the second time is 50%.