To use the NIRSAL AGSMEIS LOAN program, you must apply through the NIRSAL NMFB website.
All applicants submitting valid and approved loan applications will receive an SMS with a direct link to the NMFB portal.
To verify the approval needed to visit the AGSMEIS login page, you must first select the loan type as Personal/Housing or SME.
To verify your account, enter your BVN and a confirmation amount will appear in the next window. You can click it once to confirm and complete the loan application process.
Once approved, a new tab will appear asking you to enter your bank account information, and at the bottom of the page you will find the terms of the loan, as well as the manager responsible for your payments and their contact details.
How to access the loan?
Interested applicants should visit AGSMEIS Login: https://agsmeisapp.nmfb.com.ng/onboarding and create an account which will allow them to start the application process, or visit one of the NMFB Certified IDEs to guide
What is the interest rate for this loan?
The interest rate is currently five percent (5%) per annum.
Do I need guarantees?
No, this loan program does not require collateral.
Has disbursement started?
Yes, we shelled out more than N95B and it is still going.
Once my loan is approved, can the funds flow to me as I see fit?
No. Your approved loan amount will be paid into your NMFB account.