Access bank loan, payday loan and personal loan application codes

Looking to get a loan from Access Bank? Then find out how to use Access Bank payday loan and personal loan application codes in this article.Access to bank loan

Access Bank recently launched a special USSD code that allows its customers to access instant loans. Using this code, you can take out a payday or personal loan from Access Bank.MAPOLY Portal Check for Latest Application Update

In this article, I will guide you through the procedures required to obtain a loan from Access Bank. Keep reading this article to see all the details.Nigeria Information Guide

Also Read: Check Access Bank Account Balance Using USSD Code

What is Access Bank Loan Code?

The Access Bank Loan Quick Code is *901*11#. This is the new strategic tool of the payday loan product recently launched by the bank.10 Best Mifi Modems and Their Prices in Nigeria

The payday loan, which was launched in collaboration with Remita, does not require any collateral or guarantor and allows customers to get loans instantly without going to a bank.

Customers can use the product to meet their immediate financial needs before receiving their paycheck.

This is where the payday loan comes in; you can get an instant loan by dialing *901*11#, *426*11# or using Internet Banking, WhatsApp Banking, Access Mobile App or QuickBooks App.Recruitment

The payday loan is a short-term loan product offered to customers (employees and non-employees). The payday loan allows you to borrow money at a low interest rate with no paperwork or collateral required.

Also Read: How to Check BVN on Access Bank

Access Bank Loan Code Features

Here are the features of the Access bank loan code:

  1. This service is available 24/7 and you do not have to go to the bank. Application is easily done via *901*11#, *426#, QuickBucks App, Internet Banking, Mobile App.
  2. No documents are required.
  3. No collateral is required.
  4. You can get up to thirty-one (31) days of duration.

Read also: Access the bank transfer code; How to transfer money via USSD code

Who Qualifies for Access Bank Loan

Here are the eligibility criteria for obtaining an Access bank loan:

  1. If you have outstanding loans with Access Bank or other financial institutions.
  2. If you are applying with a phone number that is not associated with your BVN.
  3. When there is no evidence that you received a salary in the previous month.
  4. If you have already taken out digital loans that exceeded your eligible amount.
  5. If you have an existing loan with a monthly payment that exceeds your eligible amount.LEG form

Also Read: How to Access a Deceased Person’s Bank Account in Nigeria Even if You Are Next of Kin or Not

How to apply for a payday loan

To apply for a personal loan, follow the procedures below:

  1. Access the call dialer app on your mobile phone
  2. Dial the code *901*11#, Or
  3. Dial *426*11# for Access Diamond customers
  4. Now head to the Playstore app on your mobile phone and download the QuickBucks app
  5. Install the app and launch the app
  6. Go to your Access Mobile app and select loans and investments
  7. Select Loans
  8. Enter the amount you wish to obtain as a loan.
  9. Click submit.WAEC Result

Also Read: Access Diamond Bank Transfer Code: See How to Transfer Money via USSD Code

What are personal loans?

Personal loans are loans offered to employees of various establishments. This loan allows employees to obtain payday loans.


  1. It is flexible enough to meet individual needs
  2. Loan amount up to 75% of your net annual salary (for candidates with end-of-career allowance)
  3. Loan amount up to 50% of net annual salary (for candidates without end-of-career indemnity)
  4. Get up to 36 months of mandate
  5. Credit life insurance


  1. A completed application form
  2. A completed Application for Employee Status/Employer Confirmation form
  3. Proof of confirmation (confirmation letter, latest promotion letter, etc.)
  4. Copy of professional identity card and valid means of identification
  5. Bank verification number
  6. Credit checks
  7. Letter of privilege/compensationLEG Result

Check and confirm: How much is Dollar in Naira Pounds in Naira today

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