Tag Archives: interest rates

TAB Bank dragged into seedy world of puppy mill loans by fintech partner

EDITOR’S CHOICEFree access to the best insights and insights – curated by our editors. Transportation Alliance Bank (TAB Bank) in Ogden, Utah, has a partnership with a fintech called EasyPay Finance that appears to advance the bank’s financial inclusion goal – it lends to people with low FICO scores who couldn’t get credit elsewhere – […]

FCCPC and others raid loan application platforms for breach of privacy and illegal operations – The Sun Nigeria

By Adewale Sanyaolu The Federal Competition and Consumer Protection Commission (FCCPC), together with the Independent Corrupt Practices Commission (ICPC) and the National Information Technology Development Agency (NITAD), raided some platforms loan application for violation of consumer rights. Some of the companies attacked included GoCash, Okash, EasyCredit, Kashkash, Speedy Choice and Easy Moni. Leading the raid […]

San Diego Mortgage Company offers fast approvals, loan terms and today’s low rates

“San Diego Mortgage Company – Equis Mortgage Group, LLC” Check out a San Diego Mortgage Company, called Equis Mortgage Group, LLC and a San Diego Mortgage Broker, David LePari, for all your mortgage and real estate needs with fast approvals and today’s low rates. today. We were looking for a San Diego mortgage company that […]

More states seek to cap consumer interest rates at 36%

As efforts to implement a national rate cap stall, more states are considering banning consumer loans with annual percentage rates above 36%. New Mexico lawmakers recently approved a 36% rate cap, which would reduce the state’s current maximum APR by 175%. It now awaits the governor’s signature. Lawmakers in Rhode Island and Minnesota are considering […]

Bragar Eagel & Squire, PC reminds investors that class action lawsuits have been filed… | News

NEW YORK, Feb. 23 10, 2022 (GLOBE NEWSWIRE) — Bragar Eagel & Squire, PC, a nationally recognized shareholder rights law firm, reminds investors that class action lawsuits have been filed on behalf of shareholders of FirstCash Holdings, Inc. (NASDAQ: FCFS), NRx Pharmaceuticals, Inc. (NASDAQ: NRXP, NRXPW), Clarivate Plc (NYSE: CLVT) and Bumble, Inc. (NASDAQ: BMBL). […]

Anchorage Home Buyer Loan Approval Rate of 94.2% Highest in the United States | Newsletter

Buying a home during the pandemic has been a story of bidding wars, housing shortages and rapidly rising house prices. Despite this, historically low interest rates have encouraged millions of buyers to take out loans for new homes. According to mortgage data at the loan level of the Home Mortgage Disclosure Act (HMDA)86.3% of 2020 […]

Startup Offers Payday Reimbursed Loans | PaymentsSource

A former Citigroup executive has raised about $9 million in a new round of seed funding for Paywallet, which extends credit to borrowers whose repayments come from their paychecks. Jacksonville, Florida-based Paywallet has piloted the concept for the past two years and plans to officially launch its product this year using a new round of […]

Cities with the highest loan approval rates

Photo credit: Freedomz / Shutterstock Buying a home during the pandemic has been a story of bidding wars, housing shortages and rapidly rising house prices. Despite this, historically low interest rates have encouraged millions of buyers to take out loans for new homes. According to mortgage data at the loan level of the Home Mortgage […]

Improve your personal loan application

Our goal is to give you the tools and confidence you need to improve your finances. Although we receive compensation from our partner lenders, who we will always identify, all opinions are our own. Credible Operations, Inc. NMLS # 1681276, is referred to herein as “Credible”. Whether you need money for home renovations, medical bills, […]

Small business loan approval rates continue to climb

Loan approval rates from all types of lenders continue to rise in very small increments, according to the Biz2Credit Small Business Lending Index released Feb. 8. The report includes loan approval rates through January 2022. While approval rates are increasing, they are increasing in the same slow growth pattern that has existed for over a […]

Average Small Business Loan Size

Owning a business can be expensive and unexpected expenses tend to arise. For small business owners who need additional funds, small business loans could be a great option. There are many factors to consider when choosing a small business lender, such as eligibility requirements, loan amount options, and repayment terms. Small business owners can also […]

TransUnion: Auto loan terms lengthen as interest rates rise

As the Federal Reserve raises interest rates this year, the trend of longer terms for new and used auto loans will likely accelerate, says Satyan Merchant, Senior Vice President and Chief Automobile Business at TransUnion. Borrowers seek to compensate for the rise in prices due to scarcity. “The term is really the only thing,” he […]

Nearly half of homes financed in the United States are now worth double the amount of their loan

Rising home values ​​have been a boon for homeowners, with almost half of mortgaged properties now considered “equity-rich” by Attom Data Solutions. For many homeowners with mortgages, a long-term financial goal is to have a home fully paid off. Thanks in part to this overcrowded residential market, nearly half of these homeowners are now closer […]

Ida Disaster Loan Application Deadline Approaches |

Connecticut businesses can apply for a physical disaster loan of up to $2 million for damage caused by Hurricane Ida through Jan. 28. The US Small Business Administration extended initial deadlines for businesses, private nonprofit organizations, landlords and tenants earlier this month. Hurricane remnants affected people across the state in the first two days of […]

A Guide to Conditional and Unconditional Home Loan Approval

Want to take a bite out of the real estate market? Before you get started, it’s important to maximize your financial situation and agree to increase your chances of getting approved for a home loan. You’ve put in the hard yards and saved enough for a security deposit, maintained a good credit rating, and signed […]

Budget 2022 Real Estate Expectations: Improved Home Loan Amount, Income Tax Deduction, GST Exemption and Other Modi Government Requests

Real estate demand, especially in the residential segment, is recovering from the pandemic-induced slowdown. With Union Budget 2022-23 due on February 1, Ravindra Pai, MD of Century Real Estate expects to receive the following support from Modi government for the real estate segment:- 1. Creation of demand: “The government should allow second home purchases and […]

Claims to take away, Christmas shopping preventing home loan approval

Shanks says she wrote to Trade Minister David Clark on December 16 to raise the issues and request a meeting, but is still awaiting a response. She wrote that the industry supported measures to protect consumers and understood that the changes were intended to do so. However, she said implementing the changes has led to […]

Why small business loan approval rates are climbing at a snail’s pace

Although the approval percentages of banks and non-bank lenders (institutional lenders, alternative lenders and others) have risen steadily over the past 12 months, the rebound in small business lending is far from robust. Bank vault. (Photo by Dick Whittington Studio/Corbis via Getty Images) Corbis via Getty Images According to the latest Biz2Credit Small Business Loan […]

Biz2Credit Small Business Lending Index ™ for December finds loan approval rates continue to rise, but at a slow pace

Approval percentages at large banks, small banks, institutional lenders, alternative lenders and credit unions are still about half of what they were in December 2019 NEW YORK, January 11, 2022 (GLOBE NEWSWIRE) – Small business loan approval percentages in big banks ($ 10 + in assets) fell from 14.2% in November to 14.3% in December, […]

Payday loans in California

The payday loans available in california online are among the most reliable option for those who require immediate cash. These loans are great for emergency situations such as repair of your car, unexpected medical bills as well as other financial issues that are too fast to be budgeted for. In actuality payday loans can save the day […]

How Payday Lenders Target Consumers Hurt by Coronavirus

Lenders that target struggling borrowers for loans with triple-digit interest rates have overcome yearslong efforts to restrict their lending and are pitching their products to consumers in need of cash during the coronavirus pandemic. They sidestepped state crackdowns by joining with out-of-state banks to offer loans and now are bypassing ad bans put in place […]

How To Get A Home Loan Approval In 2022

You’ve done the hard work of saving up for a deposit for a property, only to find the job isn’t done when it comes time to apply for a mortgage. And getting mortgage approval is only going to get more difficult in 2022. First, APRA has increased the “stress test” for home loan applicants to […]

Small business loan approval as a business loan applicant – NewsGram

By Aakshit Rajput Small businesses need financing to grow. And getting funds for your business can seem like a big challenge. Well that was the truth a few decades ago, but now small business loans are one of the simplest financial tools available to you. Through several government initiatives to stimulate local businesses and innovative […]

Tips to reduce the risk of your loan application being rejected

Lenders take a variety of factors into account when assessing loan applications. Some of these major factors include credit score, monthly income, job profile, employer profile, etc. loan seekers. Those who do not meet the thresholds set by lenders may have their loan application rejected. Here are some of the ways to minimize the risk […]

Advantages and disadvantages to know before submitting a joint mortgage application to ICICI Bank

Key parameters taken into account when evaluating your Real estate loan ICICI Application includes applicant’s credit score, income, employment profile and stability, age and existing monthly obligations. The level of importance of these factors tends to vary from lender to lender and on a case-by-case basis, depending primarily on the credit risk matrix chosen by […]

Delay in approval of IMF loan bump PSX

KARACHI: The Pakistan Stock Exchange (PSX) received a hammer blow in the outgoing week, as the delay in resuming the International Monetary Fund (IMF) lending program dented investor enthusiasm and held them back. ‘difference. A host of additional negative triggers such as the decline in the value of the rupee against the US dollar and […]

Commercial Private Equity pre-approves loan application within 24 hours with their streamlined underwriting process

Atlanta, Georgia, November 13, 2021 – (PR.com) – Due to the pandemic, U.S. banks have cut lending to record levels and made loan applications longer than before. This has made acquiring loans a challenge for borrowers. In these tough times, private lenders are offering hard money loans and getting approved quickly through their efficient underwriting […]

These are the car brands with the longest loan terms – 24/7 Wall St.

Auto loans are part of the car sales process and can be categorized by loan term and loan rate. It’s not uncommon for a loan term to reach 72 months (many people don’t own a new car that long). Loan rates can be as low as zero. Chevrolet’s current offering on its 2022 Trax small […]

How to recover from a rejected loan application?

Everyone should have proper financial planning that allows them to meet expenses and grow savings. Such a type of financial planning also allows people to invest in the right area and make maximum profit. But since life is full of unforeseen events, you may have to deal with unforeseen expenses at some point in your […]

Potential Reasons Your Debt Consolidation Loan Application Was Rejected

Getting out of debt is a long and complex process. Before you consider applying for a consolidation loan, start with a debt repayment strategy. There are many popular ways to pay off debt, but we recommend that you compare the snowball against avalanche strategies because they are designed to use your natural motivations to stop […]

15 U.S. Cities With The Highest Loan Approval Rates

sirtravelalot / Shutterstock.com Editor’s Note: This story originally appeared on Smartest dollar. Pent-up demand due to the coronavirus pandemic, low interest rates and shortage of properties have created a booming housing market with levels of refinancing activity. While the values ​​of typical houses have increase By 15% from a year ago, the housing market is […]

Things to do for a successful home loan application

Ownership is a valuable asset that can provide you with a variety of financial benefits. Whether you want to buy one to invest or are looking for a new place to move into, financial institutions offer various benefits and offer several loan options. However, before you apply for a home loan, you need to make […]

Nowofloan transforms lending business with loan approval

Surah (Gujarat) [India], September 16 (ANI / PNN): Nowofloan.com, the Surat-based digital lending platform, is revolutionizing the lending industry. The startup has partnered with several banks and non-bank financial corporations (NBFCs) to launch a membership card that can allow members to get digital loan approval in just 30 minutes. Since its launch on July 24, […]

The payday lender that billed 16,734,509.4% | Payday loans

MMost of us know that payday loans can be a horrifically expensive way to borrow money, with Wonga.com charging interest rates of 4,000% APR or more. But if you thought that was as bad as it gets, take a look at the loan agreement sent to Adam Richardson and the APR listed: a jaw-dropping 16,734,509.4%. […]

Arizona House approves 204% ‘flexible’ loans

A bill allowing short-term loans at an annual interest rate of 204% creaked through the Arizona House of Representatives on Monday after intense lobbying to lift the 36% cap on usury laws of State. The 31-26 vote moves the debate to the Senate, where the bill died last month in committee but was revived as […]

Are government interest rate caps an automatic gain for borrowers?

Low-cost, short-term lenders, unencumbered by a maximum federal interest rate, can charge borrowers rates of 400% or more on their loans. But more and more states are reducing that number by setting ceiling rates to curb high-interest lending. Currently, 18 states and Washington, DC, have laws that limit short-term loan rates to 36% or less, […]

Restrictions on payday lenders to be lifted

NEW YORK — The nation’s federal financial watchdog said Wednesday it plans to scrap most of its regulations governing payday lenders. The move is seen as a victory for the payday loan industry, which has argued that government regulations could kill much of its business. But consumer groups say payday lenders exploit the poor and […]

How regulation could change payday loan interest in 2021

What Might Change With US Online Payday Policy In 2021 If you need credit, it’s easy to fall victim to predatory lending. Online personal loan It is one of the easiest solutions you can take when you need cash immediately. It’s an option that even people with poor credit can use, so it seems attractive […]

Biden signs bill to curb predatory lending

Over the past few years, consumer credit protections have weakened due to a series of harsh attacks that have either dismissed outright or drastically reduced financial safeguards in the marketplace. But another consumer victory, spurred on by an outpouring of support from ordinary people, academics and bicameral lawmakers, signals an important step toward fair financial […]

Increase Chances Of Auto Loan Approval With Bad Credit

Having a bad credit rating up front can be a big drawback when looking to take out a car loan. However, there are lenders who help borrowers with credit problems, and we have some tips to increase your chances of qualifying for vehicle financing. Step 1: Know your credit situation When you apply for new […]

Report: Tennessee has 20th lowest mortgage approval rate in the US

The pent-up demand due to the pandemic, low interest rates and a shortage of properties have created a booming housing market with near-record levels of refinancing activity. While typical home values ​​are up 15% from a year ago, the housing market is expected to remain warm in many cities through the end of the year […]

Massachusetts has 14th highest mortgage approval rate in the United States – Framingham SOURCE

In all transparency, here is a press release *** BOSTON – pent-up demand due to the pandemic, low interest rates and a shortage of properties have created a booming housing market with near-record levels of refinancing activity. While typical home values ​​are up 15% from a year ago, the housing market is expected to remain […]

The Five Cs of Effective Loan Application

There are many reasons why you should take out a loan. With natural disasters and misfortunes happening all year round, it is almost impossible not to get a home loan, payday advance loan, additional business financing, or even a credit builder loan, especially s it’s about fixing your home, as emergency money when the going […]

Smart Ways to Increase Chances of Home Loan Approval

Applying for a home loan on the basis of an optimal IME would improve your chances of obtaining a home loan Owning a home is truly rewarding. The feelings associated with owning a home cannot be equated with anything else. But, lenders take a very cautious approach when evaluating mortgage applications, especially those involving the […]

How to increase your chances of getting a home loan

If you are considering buying a home, you are probably wondering how to increase your chances of getting approved for your home loan. Each lender usually has their own loan and approval process. For first-time buyers, it can be a little confusing not knowing if you will actually be successful. But fear not, there are […]

What you need to know about loan terms in Nevada

Related practices and jurisdictions Wednesday August 4, 2021 Nevada corporate law is quite protective of directors and officers. Following the Delaware Supreme Court decision in Smith vs. Van Gorkum, 488 A.2d 858 (1985), the Nevada Legislature amended the law to allow exoneration of directors and officers. In 2001, the Nevada legislature went further by making […]

Are you looking for stricter loan conditions? Nevada may be able to help | Allen Matkins

Nevada corporate law is quite protective for directors and officers. Following the decision of the Supreme Court of Delaware in Smith vs. Van Gorkum, 488 A.2d 858 (1985), the Nevada legislature amended the statute to permit the exoneration of directors and officers. In 2001, the Nevada legislature took a big step forward by making exoneration […]

Is your mortgage application rejected? These may be the reasons

With home prices and mortgage interest rates becoming more affordable, now is the time to take out a home loan. Not only does it help you take an important milestone in life, it also gives you an asset to count on during uncertain times. However, you can only get a loan on favorable terms when […]

Get Home Loan Approved Faster With These 6 Simple Tips

For the most part, buying a property is a dream come true and one of the most important stages in life. And given the prices of real estate in India, taking out a home loan is often the most convenient and affordable way to make this dream come true. Most mortgage lenders list strict eligibility […]

Rep. Banks pushes DOE to make student loan terms transparent

FORT WAYNE, Indiana (WANE) – For many Americans, student loans are their introduction to debt. Looking at the numbers nationwide, the United States reached up to $ 1.7 trillion in student loan debt by the end of 2020. Student debt is now the second largest category of debt in the world. the highest consumption in […]

What is the average amount of an Australian home loan?

According to the Australian Bureau of Statistics (ABS), the average mortgage loan amount in Australia as of December 2020 is around $ 728,500, which may seem like a lot. But you have to remember that the state and capital in which you reside is an important factor that determines the value of the property, which […]

A quick guide to the loan approval process

Do you want to drive a car? Own a house? Go to the University? Consolidate your debt? Finance your wedding? If you answered “yes” to any of these questions, chances are you will need to apply for a loan at some point. If you do, don’t feel bad; more than half of americans say they […]

Zimbabwe: Artisanal miners Bemoan Empower Bank Strict loan conditions

MUTARE- A state-owned micro-banking unit, Empower Bank’s mining fund is inaccessible to most artisanal miners due to prohibitive loan requirements, it emerged. The bank was launched in 2018 to effectively support youth economic initiatives at a time when private commercial banks charged exorbitant interest rates on loans. Speaking at a community meeting as part of […]

What is CIBIL? How Does Credit Score Impact Loan Application?

People who are considering applying for loans should first check their credit score and try to improve it, if it is low. We have all heard of the need to have a good credit rating to increase our chances of getting our loan applications approved. Most financial experts advise people to maintain a good credit […]

What to do if your mortgage application is rejected

With lower interest rates and motivated sellers, homeownership has never been more accessible. However, very few of us are able to finance the purchase without the help of a home loan. And while ooba Home Loans reports that 80.7% of its applicants successfully secured mortgage financing in the first quarter of 2021, 15% of applicants […]

What can you do if your mortgage application is rejected

With reduced interest rates and motivated sellers, homeownership has never been more accessible. However, very few of us are able to finance the purchase without the help of a home loan. And while Ooba Home Loans reports that 80.7% of its applicants successfully secured home loan financing in the first quarter of 2021, 15% of […]

Make your personal loan approval easier with the Fullerton app

Due to the unprecedented COVID-19, global economies have been disrupted and families have been financially shattered. In these times, there is no better way to manage your finances than to resort to personal loans. Whatever your need, you can take out a personal loan and take care of your worries. Getting a personal loan has […]

Home loans: it’s time to renegotiate the terms of your loan

When revalued to 6.75%, the EMI is 88,491 rupees. A monthly saving of Rs 10,000. By Raj Khosla As the second wave of the pandemic hits India, it’s time to review and rebalance your personal finance portfolio. Although different people have different priorities, saving extra money for emergencies is a wise move for everyone. With […]

Instant Home Loan Approval – Are You Eligible?

While other lenders grapple with long lead times and awkward approval processes, fintech Nano has launched a new home loan where loan approval is granted on the spot. What’s the catch? The new home loan is offered by Nano, which is “not a traditional lender,” co-founder Andrew Walker told Finder. “It’s a financial technology company […]

4 eligibility criteria to boost your chances of obtaining a personal loan

Make sure you build and maintain a strong credit score to increase personal loan eligibility. Personal loan is one of the most preferred loan options for those in need of quick funds. However, its unsecured nature leads lenders to take a cautious approach when evaluating loan applications. This can result in rejection of personal loan […]

Loan application rejected? Here’s how you can still get a loan

Loan application rejected? Here’s How You Can Still Get A Loan Photo credit: PTI New Delhi: Credit score is one of the key parameters that is carefully used by all commercial banks, microfinance institutions, non-bank financial corporations and other cooperative lenders in deciding an individual’s eligibility for a loan. A credit score is a conclusive […]

5 things to follow to prevent your loan application from being rejected

NEW DELHI: Applying for a personal loan is easy these days. You just need to fill in the basic information online and with a few clicks, your loan is approved. However, on the other hand, the unsecured nature of the loan prompts lenders to take a cautious approach when approving personal loan applications. Here are […]

You should apply for a Parent PLUS loan, even if you will not qualify

March 31, 2021March 31, 2021Student loan repaymentFeatured, Parent Loans, Pay For College, Student Loans1036Elyssa KirkhamSEO Updated March 31, 2021 Note that the student loan situation has changed due to the impact of the coronavirus outbreak and the relief efforts of the government, student loan lenders and others. Check out our Student Loans Hero Coronavirus Information […]

Compare the applicable interest rate against the advertised interest rate and other loan conditions with MyLoanCare

ANI | Update: March 25, 2021 10:51 AM STI Gurgaon (Haryana) [India], March 25 (ANI / BusinessWire India): Everyone has seen the end-of-season “Up to 50% off” banners displayed outside malls. When a person walks in, they realize that most of the items are discounted, but not as high as the one shown. Invariably, the […]

Co-borrower: do you need it for your loan application?

WWhether you need to get a mortgage with your spouse or finance an inventory with a business partner, a co-borrowing deal can be a useful solution. These joint loans allow borrowers to share the direct benefit of the loan while sharing the repayment responsibility. Applying for a loan from a co-borrower also improves your chances […]

Lying down on a personal loan application is a bad idea

Lying about a loan application may seem harmless at first – after all, a lender may not even verify your inflated income application or current employment status. However, intentionally lying on a personal loan application is considered fraud, and it can have real consequences. Below, we’ll take a look at how lenders verify the information […]

Top reasons why your mortgage application continues to be rejected

Top reasons why your mortgage application continues to be rejected Image Credit: Provided Before even finalizing your home, it is obvious that you need to do some thorough research on the different types of lenders, interest rates, etc. Since mortgage loan is a crucial credit that can last for more than two decades, you must […]

Randy Fine Bill aims to make waterways and loan terms crystal clear

representing Randy good has a beak that would kill two birds with one stone. HB 387 would help improve water quality by enabling property owners to take out loans under the Property Assessed Clean Energy program for environmental mitigation projects such as septic tank-to-sewer conversions or advanced wastewater treatment systems. wastewater on site. The Property […]

How Does a Mortgage Affect Auto Loan Approval?

When you apply for a car loan, the lender looks at many aspects of your financial situation and overall stability. This means that the lender you are applying to for auto financing will likely consider your life situation, including your mortgage payment. Apply for vehicle financing with a mortgage Lenders verify your residence when you […]

Traverse City Executives Support USDA Loan Application | Local news

TRAVERSE CITY – Federal loans once used to electrify rural parts of the United States could fund Traverse City Light & Power’s efforts to complete construction of its fiber-optic network. City commissioners on Monday unanimously agreed to support the utility’s request for an $ 18 million rural utility loan from the United States Department of […]

What loan terms can I expect with a bad credit auto loan?

When you finance a vehicle, the loan terms largely depend on your personal situation, the car, your credit, and what you bring. But if you want a basic idea of ​​what other sub-prime borrowers qualify for, we’ve got a few answers. Average auto credit conditions for bad credit Here has Auto Express Credit, we have […]

Definition of loan conditions

What are the loan conditions? “Loan terms” refers to the terms and conditions involved when borrowing money. This may include the loan repayment period, the interest rate and fees associated with the loan, penalty fees that may be charged to borrowers, and any other special conditions that may apply. It is important to carefully review […]

Loan Terms Get Even Looser – Pandemic Be Damned

Before the onslaught of Covid-19, when the markets were afloat, lenders gave up asking for protections in their loans. Now, there are signs that the situation is getting even worse, according to PitchBook’s third quarter report on private equity markets. Some recent transactions contain unusual terms or conditions that allow loans to be transferred to […]

How to choose the best student loan terms for refinancing

Low interest rates have made refinancing student loans attractive to many borrowers, but it’s important to compare loan rates and terms to find the best deal. (iStock) If you want to pay off your student loans faster or simplify the loan repayment process, a student loan refinance may be the solution for you. A loan […]

Do you have a high credit score? Your chances of loan approval may still run into a hurdle

While a higher credit score can improve your chances of getting a loan, there are other crucial parameters that lenders take into account when assessing your application. Credit score is a critical factor lenders take into consideration when assessing your creditworthiness. Lenders also offer different interest rates and loan terms depending on your credit score. […]

How long should your personal loan be?

Ready to take out a personal loan? Discover the advantages of opting for shorter loan terms here. (iStock) As the United States faces economic uncertainty, many consumers are considering personal loans. If you are looking for a loan to help cover your expenses now, you need to pay attention to the loan term in order […]

Your loan application could be rejected even with a good credit rating

Credit scores represent the borrower’s credit history as recorded in their credit reports. Due to the pandemic, large numbers of people have faced a huge financial crisis, especially during the lockdown. However, even after the lockdown was lifted, things were far from being back to normal, financially. During this period, there are still people who […]

Open banking and its impact on your personal loan application

Australia’s banking industry recently introduced “open banking,” a new style of banking that gives customers control over their data. Whether you’re looking for a new home loan, personal loan, or credit card – or looking to refinance – open banking should make it easier for you to find better deals between banks. First of all, […]

Say “no” to long car loan terms when you have bad credit

A bad credit score usually means a higher auto loan interest rate, which is exactly why you should go for the shortest loan term you can afford! The cost of long-term loans Unless you qualify for a 0% new car deal, you will need to pay interest charges over the life of your loan. The […]

5 Smart Ways to Increase Your Chances of Loan Approval During Covid-19

While the ongoing lockdown is likely to impact your loan processing and disbursement due to limited staff and working hours, keeping these five tips in mind will definitely increase your chances of loan approval . Loans act as an invaluable bridge to bring us closer to achieving our financial goals, such as owning a house, […]

What is the maximum student loan amount that you can borrow?

April 14, 2020March 31, 2021Pay for collegeFeatured, Student Loans932Susan shain Updated April 14, 2020 When it comes to borrowing for college, federal student loans should generally be your first stop. But you can only borrow a limited amount, since the federal government has a maximum student loan amount of $ 31,000 for dependent undergraduates and […]

Kisan Credit Card Apply | Kisan Credit Card: eligibility, interest rate, loan amount, application terms and other details; PM kisan yojana credit card

Kisan credit card: eligibility, interest rate, loan amount, how to apply and other details New Delhi: The Kisan Credit Card Program (KCC) was started in 1998 with the aim of providing formal short-term credit to farmers. Prime Minister Narendra Modi recently launched a saturation campaign for the distribution of Kisan Credit Cards (KCC) to all […]

What is the Maximum VA Loan Amount?

The maximum amount of the VA loan no longer exists If you are lucky enough to qualify for a VA loan, you get some serious benefits. With no down payment requirements, no mortgage insurance, and some of the lowest interest rates on the market, a VA loan is one of the best mortgage products you […]

How to go for a higher personal loan amount with a lower IME

Personal loan is a versatile financial instrument that helps you meet your various monetary needs and life goals. Whether it’s home improvement, a child’s college education, international travel, emergency medical bills, a personal loan can be the right choice to meet your many financial needs. The majority of banks and financial institutions offer several types […]

12% of Americans have no chance of getting good loan terms

When most of us go to take out a loan, we’re worried about getting the best interest rate possible, but those with bad credit are more concerned with whether they’ll get approved in the first place. If they are, they often have to take what they can get because few lenders want to work with […]

What are your chances of personal loan approval?

Thinking of applying for a personal loan? Here are the odds of you being approved. Personal loans can be a cost-effective way to borrow. The interest rate on personal loans is often lower than the rate you would pay on other types of debt, such as credit card debt. And you can use the personal […]

Small business loan approval rates vary widely by industry

In a review of 30,000 small business loan applications sorted by industry over the past year, Biz2Credit surprisingly found that food service and accommodation businesses had the highest loan approval rates highest (51%) in 2018 compared to retail, healthcare, and professional and personal services. According to the study, food and lodging businesses, including hotels, caterers […]